Why is it too difficult to save?
The biggest reason why is it too difficult to save because of our family budget problem. Most of the time our budget in our pocket ay sakto lang pang rent ng bahay, pagkain, pamasahe papuntang work, pambayad ng utang, and bills. But that's the reality!
Though my husband is a seafarer, we're still wondering why it's difficult for us to save.
I'm so blessed that out of so many moms out there I was the one who was given a chance to participate this promising and impressive seminar about investing and saving. Last October 22, Saturday, SmartParenting.com.ph, the credible parenting resource backed by experts and a community of involved parents, held “Money Strategies for Smart Moms at Café 1771 in Ortigas, and I was there with my mommy blogger friends thanks for the invite :)
With its aim to help Filipino moms to become mindful and confident parents, Smart Parenting, together with Pro friends, a reputable property developer in the country, provided an inspiring and informative venue for moms like me, to learn about money-saving strategies, raising money smart kids, and home financing.
Our first speaker line up was Aya Laraya, an investment advocate with more than 25 years of experience in different financial industries and a TC show host of Pesos and Sense. He spoke from his personal experience when it comes to money-saving strategies to achieve our goals.
|"The Money Strategies for Smart Moms" Mr. Aya Laraya|
You know I learned a lot from sir Aya specially on his topic about savings and investment. For me it's scary to invest money specially when you are not totally decided and well educated about investment. But well, how do you know if you will not tried it diba?
Our second speaker she talks about tips on raising money smart kids, smart parenting Ms. Rose Fres Fausto, an investment banker turned-full time home maker and now author and newspaper columnist, who is well-known for her talks on purposeful parenting and financial literacy.
|"The Money Strategies for Smart Moms" Ms. Rose Fres Fauston|
Here are the 5 helpful tips saving for your kid
1. Open an account for kid- in order for your kid to start saving money give him/her a head start to
save by opening an account or passbook.
2. Save no matter what- teach your kids to save from their baon or set an amount for their savings account from your salaries.
3. Go beyond saving invest for growth- Invest for growth of your savings, use your money to work for you. Invest your money like business and more for more increase.
4. Make individual balance sheet- Always write up all the balances, the cash in and cash out.
5. Cut their financial umbilical cord once they graduate- when they graduate automatic cut their financial for them to learn earned by themselves and encourage them to become independent financially.
Our last speaker was Ms. Celine Choa, Lacaster New City brand manager discussed home financing tips. She said that in purchasing home we should wait the right time, plan a head and ready set flexible because there are so many things to consider when it comes purchasing a home like the location, the building foundation, if it is accessible in the malls, market, school and etc. You need to save money also in purchasing a home so you must save. Get real, if you make it then someday you will enjoy your real and your own home.
I would like to express my thanksgiving to Smart Parenting for having us and for this opportunity and learning.
Get access to vital parenting information and relevant content 24/7, visit www.smartparenting.com.ph, and follow Smart Parenting on Facebook via /smartparenting.ph, @smartparenting on Instagram, and @_smartparenting on Twitter.
This event was co-presented by Lancaster New City and Property Company of Friends, (PRO-FRIENDS) Inc. You can visit their website at www.LancasterNewCity.com.ph or Facebook Page: www.facebook.com/LancasterNewCityOfficial.! Get access to vital parenting information and relevant content 24/7, visit www.smartparenting.com.ph, and follow Smart Parenting on Facebook via /smartparenting.ph, @smartparenting on Instagram, and @_smartparenting on Twitter.
This event was co-presented by Lancaster New City and Property Company of Friends, (PRO-FRIENDS) Inc. You can visit their website at www.LancasterNewCity.com.ph or Facebook Page: www.facebook.com/LancasterNewCityOfficial.
Summit Media is the largest magazine publishing company in the Philippines, with over 20 magazines, 13 websites and counting, book imprints, and a thriving out-of-home business. Today, it has become the leading lifestyle and entertainment digital network in the country. For more information, visit www.summitmedia.com.ph.
SR Media Relations Associate
Mobile: 0917-875-0584 / 0998-840-3080