Lunes, Nobyembre 14, 2016

Why Do We Save? The Money Strategies for Smart Moms




Why is it too difficult to save?
The biggest reason why is it too difficult to save because of our family budget problem. Most of the time our budget in our pocket ay sakto lang pang rent ng bahay, pagkain, pamasahe papuntang work, pambayad ng utang, and bills. But that's the reality!

Though my husband is a seafarer, we're still wondering why it's difficult for us to save.

I'm so blessed that out of so many moms out there I was the one who was given a chance to participate this promising and impressive seminar about investing and saving.  Last October 22, Saturday, SmartParenting.com.ph, the credible parenting resource backed by experts and a community of involved parents, held “Money Strategies for Smart Moms at Café 1771 in Ortigas, and I was there with my mommy blogger friends thanks for the invite :)


With its aim to help Filipino moms to become mindful and confident parents, Smart Parenting, together with Pro friends, a reputable property developer in the country, provided an inspiring and informative venue for moms like me, to learn about money-saving strategies, raising money smart kids, and home financing.

During the discussions I really don't know if I can still recall all the topics discussed by our speakers because of my toddler was so active and keep moving and even it's hard for me to take note and captured the topics in the screen monitor  but I just want to try to share with you some main points during this event. "The Money Strategies for Smart Moms".

Our first speaker line up was Aya Laraya, an investment advocate with more than 25 years of experience in different financial industries and a TC show host of Pesos and Sense. He spoke from his personal experience when it comes to money-saving strategies to achieve our goals.

 "The Money Strategies for Smart Moms" Mr. Aya Laraya
 Why do we save? The first question that made me paused and think. Of course our  top two common answers to this question are we want to save because for the future of our family for the house and lot and luxuries. But sir Ayala asked again what do you do? sometimes in our life we have something to achieve in order to embrace our plans in our life but first we should established our goals and be ready and we must set our goals and focus on savings.


You know I learned a lot from sir Aya specially on his topic about savings and investment. For me it's scary to invest money specially when you are not totally decided and well educated about investment. But well, how do you know if you will not tried it diba?

Our second speaker she talks about tips on raising money smart kids, smart parenting Ms. Rose Fres Fausto, an investment banker turned-full time home maker and now author and newspaper columnist, who is well-known for her talks on purposeful parenting and financial literacy.

"The Money Strategies for Smart Moms" Ms. Rose Fres Fauston


Here are the 5 helpful tips  saving for your kid

1. Open an account for kid- in order for your kid to start saving money give him/her a head start to
save by opening an account or passbook.
2. Save no matter what- teach your kids to save from their baon or set an amount for their savings account from your salaries.
3. Go beyond saving invest for growth- Invest for growth of your savings, use your money to work for you. Invest your money like business and more for more increase.
4. Make individual balance sheet- Always write up all the balances, the cash in and cash out.
5. Cut their financial umbilical cord once they graduate- when they graduate automatic cut their financial for them to learn earned by themselves and encourage them to become independent financially.

Our last speaker was Ms. Celine Choa, Lacaster New City brand manager discussed home financing tips. She said that in purchasing home we should wait the right time, plan a head and ready set flexible  because there are so many things to consider when it comes purchasing a home like the location, the building foundation, if it is accessible in the malls, market, school and etc. You need to save money also in purchasing a home so you must save. Get real, if you make it then someday you will enjoy your real and your own home.

I would like to express my thanksgiving to Smart Parenting for having us and for this opportunity and learning.
 Get access to vital parenting information and relevant content 24/7, visit www.smartparenting.com.ph, and follow Smart Parenting on Facebook via /smartparenting.ph, @smartparenting on Instagram, and @_smartparenting on Twitter.

This event was co-presented by Lancaster New City and Property Company of Friends, (PRO-FRIENDS) Inc. You can visit their website at www.LancasterNewCity.com.ph or Facebook Page: www.facebook.com/LancasterNewCityOfficial.! Get access to vital parenting information and relevant content 24/7, visit www.smartparenting.com.ph, and follow Smart Parenting on Facebook via /smartparenting.ph, @smartparenting on Instagram, and @_smartparenting on Twitter.

This event was co-presented by Lancaster New City and Property Company of Friends, (PRO-FRIENDS) Inc. You can visit their website at www.LancasterNewCity.com.ph or Facebook Page: www.facebook.com/LancasterNewCityOfficial.


 ABOUT SUMMIT MEDIA
Summit Media is the largest magazine publishing company in the Philippines, with over 20 magazines, 13 websites and counting, book imprints, and a thriving out-of-home business. Today, it has become the leading lifestyle and entertainment digital network in the country. For more information, visit www.summitmedia.com.ph.
Contact:

JEN BOLINAO
SR Media Relations Associate
Summit Media
Mobile: 0917-875-0584 / 0998-840-3080
email: jensine.bolina@summitmedia.com.ph

33 komento:

  1. Great line up of speakers! I remember Mr. Aya as I've been a follower of Pesos and Sense and from there, I learned a lot about saving money and investing.

    TumugonBurahin
    Mga Tugon
    1. Yes, I agree sis, same here I learned a lot from him.

      Burahin
  2. Thank you for sharing the things you've learned! I used to be financially savvy (what happened to me haha) so reading these points is an important reminder for me.

    TumugonBurahin
  3. Being financial literate will help us to have a brighter future.

    TumugonBurahin
  4. Ah, Aya Laraya and Rose Fresno -- they're really amazing and I have learned so much from both of them.

    TumugonBurahin
  5. I was not able to sign up for this since I already had commitments that coincided with this event. This year actually tested my financial capabilities and I have learned a lot so I am looking for a better financial standing comes 2017. Thanks for sharing the knowledge. :)

    TumugonBurahin
    Mga Tugon
    1. aw, sayang naman sis. It's okay maybe next time. welcome sis!

      Burahin
  6. I hope to attend this kind of event in the future :) Thanks for sharing!

    TumugonBurahin
  7. I wish I can attend seminars like this together with my hubby. Saving is something every family needs to learn talaga.

    TumugonBurahin
    Mga Tugon
    1. Tama sis, sayang nga din eh kakaalis lang din ni hubby at di sya nakasama.

      Burahin
  8. Would love to attend a seminar like this! We too are challenged when it comes to savings.

    TumugonBurahin
  9. know how in finance is truly needed in the family

    TumugonBurahin
  10. I love saving for the future. But when I stopped work, slowly, I use the money I was able to save to pay for needs and wants. Time came and I realized the money inside our bank was too scArce aLready to be called a saving. This talk somehow helped me regain my balance and again pushes me to start anew.

    TumugonBurahin
    Mga Tugon
    1. too scarce talaga Berns? di naman halata. eheheh! Me too, para akong na referesh lalo na sa savings part.

      Burahin
  11. I've met the FQ Mom once and i learned a lot from her talks, really. Still, saving is very challenging! Hahaha

    TumugonBurahin
    Mga Tugon
    1. True sis. heheheh ang hirap mag save kaysa gumastos. hahah!

      Burahin
  12. This is my goal for our first baby! Saving up so she'll have sana a comfortable lifestyle :) good thing there are a lot of options other than just putting your money in the bank

    TumugonBurahin
    Mga Tugon
    1. I started saved for my toddler noong nasa tummy pa sya, kaso hiniram din ng papa nya, hahah!

      Burahin
  13. Dami ko kasi gusto bilhin kaya mahirap mag-save lol. XD

    TumugonBurahin
  14. Saving up is super difficult, but we are now trying our best to do so for our little boy.

    TumugonBurahin
  15. I absolutely enjoyed attending this Smart Parenting workshop. I have learned so many things on how to be financially-literate and how to raise my son to be one. I was not able to open an account for my little one after I attended, but it is one of my agendas this month.

    TumugonBurahin
    Mga Tugon
    1. Hello sis! Nandon ka pala? di kita nakita. heheh! Good news yan sis. Ako din next yr mag oopen ng account for ZD.

      Burahin
  16. Though I read a lot about financial blog, this event was still an eye opener for me. I like the topic of cutting the umbilical cord of finances once your child is big and mature enough to handle their own money. We are still struggling with saving, but I know we will definitely get there.

    TumugonBurahin
  17. I did learn a lot from Sir Aya and Madam Rose. What it instill in me is the fact that we can only cut the financial umbilical cord, if we start funding their future as early as now. Clyde is happy feeding coins to his piggy bank and I cant wait to let him sell whatnots when he's old enough. :)

    TumugonBurahin
  18. My children has their own monye banks but have not learned fully how to cash in and cash out. I like the idea of balance sheets from rose Fauston.

    TumugonBurahin