Why is it too difficult to save?
The biggest reason why is it too difficult to save because of our family budget problem. Most of the time our budget in our pocket ay sakto lang pang rent ng bahay, pagkain, pamasahe papuntang work, pambayad ng utang, and bills. But that's the reality!
Though my husband is a seafarer, we're still wondering why it's difficult for us to save.
I'm so blessed that out of so many moms out there I was the one who was given a chance to participate this promising and impressive seminar about investing and saving. Last October 22, Saturday, SmartParenting.com.ph, the credible parenting resource backed by experts and a community of involved parents, held “Money Strategies for Smart Moms at Café 1771 in Ortigas, and I was there with my mommy blogger friends thanks for the invite :)
With its aim to help Filipino moms to become mindful and confident parents, Smart Parenting, together with Pro friends, a reputable property developer in the country, provided an inspiring and informative venue for moms like me, to learn about money-saving strategies, raising money smart kids, and home financing.
Our first speaker line up was Aya Laraya, an investment advocate with more than 25 years of experience in different financial industries and a TC show host of Pesos and Sense. He spoke from his personal experience when it comes to money-saving strategies to achieve our goals.
 |
| "The Money Strategies for Smart Moms" Mr. Aya Laraya |
You know I learned a lot from sir Aya specially on his topic about savings and investment. For me it's scary to invest money specially when you are not totally decided and well educated about investment. But well, how do you know if you will not tried it diba?
Our second speaker she talks about tips on raising money smart kids, smart parenting Ms. Rose Fres Fausto, an investment banker turned-full time home maker and now author and newspaper columnist, who is well-known for her talks on purposeful parenting and financial literacy.
 |
| "The Money Strategies for Smart Moms" Ms. Rose Fres Fauston |
Here are the 5 helpful tips saving for your kid
1. Open an account for kid- in order for your kid to start saving money give him/her a head start to
save by opening an account or passbook.
2. Save no matter what- teach your kids to save from their baon or set an amount for their savings account from your salaries.
3. Go beyond saving invest for growth- Invest for growth of your savings, use your money to work for you. Invest your money like business and more for more increase.
4. Make individual balance sheet- Always write up all the balances, the cash in and cash out.
5. Cut their financial umbilical cord once they graduate- when they graduate automatic cut their financial for them to learn earned by themselves and encourage them to become independent financially.
Our last speaker was Ms. Celine Choa, Lacaster New City brand manager discussed home financing tips. She said that in purchasing home we should wait the right time, plan a head and ready set flexible because there are so many things to consider when it comes purchasing a home like the location, the building foundation, if it is accessible in the malls, market, school and etc. You need to save money also in purchasing a home so you must save. Get real, if you make it then someday you will enjoy your real and your own home.
I would like to express my thanksgiving to Smart Parenting for having us and for this opportunity and learning.
Get access to vital parenting information and relevant content 24/7, visit www.smartparenting.com.ph, and follow Smart Parenting on Facebook via /smartparenting.ph, @smartparenting on Instagram, and @_smartparenting on Twitter.
This event was co-presented by Lancaster New City and Property Company of Friends, (PRO-FRIENDS) Inc. You can visit their website at www.LancasterNewCity.com.ph or Facebook Page: www.facebook.com/LancasterNewCityOfficial.! Get access to vital parenting information and relevant content 24/7, visit www.smartparenting.com.ph, and follow Smart Parenting on Facebook via /smartparenting.ph, @smartparenting on Instagram, and @_smartparenting on Twitter.
This event was co-presented by Lancaster New City and Property Company of Friends, (PRO-FRIENDS) Inc. You can visit their website at www.LancasterNewCity.com.ph or Facebook Page: www.facebook.com/LancasterNewCityOfficial.
Summit Media is the largest magazine publishing company in the Philippines, with over 20 magazines, 13 websites and counting, book imprints, and a thriving out-of-home business. Today, it has become the leading lifestyle and entertainment digital network in the country. For more information, visit www.summitmedia.com.ph.
Contact:
JEN BOLINAO
SR Media Relations Associate
Summit Media
Mobile: 0917-875-0584 / 0998-840-3080
email: jensine.bolina@summitmedia.com.ph
Great line up of speakers! I remember Mr. Aya as I've been a follower of Pesos and Sense and from there, I learned a lot about saving money and investing.
ReplyDeleteYes, I agree sis, same here I learned a lot from him.
DeleteThank you for sharing the things you've learned! I used to be financially savvy (what happened to me haha) so reading these points is an important reminder for me.
ReplyDeleteHehehe! Don't worry sis, di ka nag iisa.
DeleteBeing financial literate will help us to have a brighter future.
ReplyDeleteBig check sis!
DeleteAh, Aya Laraya and Rose Fresno -- they're really amazing and I have learned so much from both of them.
ReplyDeleteSame here sis, ang gagaling nila diba?
DeleteI was not able to sign up for this since I already had commitments that coincided with this event. This year actually tested my financial capabilities and I have learned a lot so I am looking for a better financial standing comes 2017. Thanks for sharing the knowledge. :)
ReplyDeleteaw, sayang naman sis. It's okay maybe next time. welcome sis!
DeleteI hope to attend this kind of event in the future :) Thanks for sharing!
ReplyDeleteWelcome sis.
DeleteI wish I can attend seminars like this together with my hubby. Saving is something every family needs to learn talaga.
ReplyDeleteTama sis, sayang nga din eh kakaalis lang din ni hubby at di sya nakasama.
DeleteWould love to attend a seminar like this! We too are challenged when it comes to savings.
ReplyDeleteIndeed sis.
Deleteknow how in finance is truly needed in the family
ReplyDeleteThat's right sis.
DeleteI love saving for the future. But when I stopped work, slowly, I use the money I was able to save to pay for needs and wants. Time came and I realized the money inside our bank was too scArce aLready to be called a saving. This talk somehow helped me regain my balance and again pushes me to start anew.
ReplyDeletetoo scarce talaga Berns? di naman halata. eheheh! Me too, para akong na referesh lalo na sa savings part.
DeleteI've met the FQ Mom once and i learned a lot from her talks, really. Still, saving is very challenging! Hahaha
ReplyDeleteTrue sis. heheheh ang hirap mag save kaysa gumastos. hahah!
DeleteThis is my goal for our first baby! Saving up so she'll have sana a comfortable lifestyle :) good thing there are a lot of options other than just putting your money in the bank
ReplyDeleteI started saved for my toddler noong nasa tummy pa sya, kaso hiniram din ng papa nya, hahah!
DeleteDami ko kasi gusto bilhin kaya mahirap mag-save lol. XD
ReplyDeletehahahaha! same here sis.
DeleteSaving up is super difficult, but we are now trying our best to do so for our little boy.
ReplyDeleteOh that's nice sis! Keep it up.
DeleteI absolutely enjoyed attending this Smart Parenting workshop. I have learned so many things on how to be financially-literate and how to raise my son to be one. I was not able to open an account for my little one after I attended, but it is one of my agendas this month.
ReplyDeleteHello sis! Nandon ka pala? di kita nakita. heheh! Good news yan sis. Ako din next yr mag oopen ng account for ZD.
DeleteThough I read a lot about financial blog, this event was still an eye opener for me. I like the topic of cutting the umbilical cord of finances once your child is big and mature enough to handle their own money. We are still struggling with saving, but I know we will definitely get there.
ReplyDeleteI did learn a lot from Sir Aya and Madam Rose. What it instill in me is the fact that we can only cut the financial umbilical cord, if we start funding their future as early as now. Clyde is happy feeding coins to his piggy bank and I cant wait to let him sell whatnots when he's old enough. :)
ReplyDeleteMy children has their own monye banks but have not learned fully how to cash in and cash out. I like the idea of balance sheets from rose Fauston.
ReplyDeleteWow! Great speakers. I love the tips. good thing now banks are offering bank accounts for little ones with minimal opening fee.
ReplyDeleteIt's been tough saving. It has been my goal though to save up for the future, for the kids. Those are some excellent tips.
ReplyDeleteI still have a long way to go before my son graduates. Haha! But I've done the first step, open up a savings account for my son. I hope to follow the rest of the tips you've shared here. Thanks!
ReplyDeleteGreat lessons! These are so helpful for us moms, especially because we can teach our children how to save and be financially literate and capable in the future.
ReplyDeleteIt is indeed difficult to save but with enough determination, we can all do it based on our respective circumstances.
ReplyDeleteYah we really need to save, ngaun lang uli ako nakakpag save
ReplyDeleteI'd love to let everyone know that I can assist on "Tip#3". Being a Financial Advisor, I got a few ideas how you can invest on mutual funds and make money work for you. Just let me know, mothers, if you want some information.
ReplyDeleteIn the event that any voyager might want get ready for end of the week occasions or for a family fun excursion outside the city limits, we will give a succinct visit bargain. We offer Islamabad Car Rental Services gathering bundles from Lahore to connecting areas adjacent. We would give vehicles supporting the extent of the gathering.
ReplyDelete